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Specialist lending surges as brokers embrace new tools

By Julian Barnes
15 April 2026
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Specialist lending surges as brokers embrace new tools

Specialist lending activity is accelerating as brokers increasingly turn to technology to navigate more complex scenarios, according to new data from Quickli.

The technology platform, which is used by more than 13,000 brokers, recorded a sharp rise in engagement with specialist lending tools, with Alt Doc product recommendations jumping 124 per cent in March 2026 and SMSF exports rising 56 per cent over the same period.

Quickli said that the uplift points to a shift in broker behaviour, with more advisers actively pursuing specialist lending opportunities rather than referring deals out or avoiding them altogether.

Specialist lending gains traction

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Alt Doc lending has emerged as a key area of growth, with brokers increasingly leveraging digital tools to assess and recommend products in more complex borrower situations.

Quickli’s Alt Doc Tool, launched in October 2025, recorded its highest surge in product recommendations in March, highlighting growing broker confidence in the segment.

Alt Doc scenario creation also ramped up rapidly following launch, delivering month-on-month growth of 161 per cent in December and 127 per cent in January.

At the same time, SMSF lending activity is also building momentum, with exports climbing 56 per cent month on month in March 2026. After a seasonal slowdown in December, usage has rebounded strongly and is now tracking back towards peak levels seen at launch.

Head of data at Quickli, Amir Shareghi Najar, said the data indicates brokers are not just exploring specialist scenarios but also actively converting them into client outcomes.

“What we’re seeing is brokers actively using these tools to serve clients, not just exploring out of curiosity,” he said.

“The recommendation-to-creation ratio jumped to 3.8 per cent in March, nearly double our previous best. That tells us brokers are following through to recommend products to clients, not just running scenarios.

“SMSF is moving from niche to mainstream in broker workflows. Brokers are seeing the opportunity in SMSF lending, and now they have tools that make it accessible rather than intimidating.”

Technology lowering barriers for brokers

The data highlights the growing role of purpose-built technology in making specialist lending more accessible across the broker channel.

Quickli’s Alt Doc Tool uses a policy-driven rules engine to surface suitable lenders based on a client’s ABN history, documentation type, BAS history and credit profile, enabling faster and more accurate product identification.

Meanwhile, its SMSF Tool provides maximum borrowing capacity calculations across nine lenders, incorporating each lender’s contribution rules to ensure accuracy in more complex structures.

Eric Dill, co-founder and co-CEO at Quickli, said access to the right tools is proving critical in unlocking these scenarios.

“There are brokers out there who’d write more Alt Doc and SMSF deals if they had the right tools,” he said.

“These aren’t mainstream lending scenarios, so brokers need confidence they’re getting the requirements right. Thanks to Quickli Pro, deals that were previously in the ‘too-hard’ basket are no longer too hard. We’re expanding the types of deals brokers can facilitate.”

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