iscover
Opinion
20 August 2025
Despite falling inflation and talk of rate cuts, APRA has recently confirmed it will keep the mortgage serviceability buffer at 3 per cent. So while rates may fall, borrowing won’t ...
7 August 2025
Interest rates are falling, and that’s good news for first-time buyers who are trying to enter the market. However, while buying a property is an exciting milestone, it’s also one that trips ...
23 July 2025
When most Australians start thinking about property investing, the focus tends to be on getting into the market. And fair enough; it’s a huge milestone. It’s exciting. And let’s be honest, ...
21 July 2025
The call from the broker came just after 9pm. “Hey mate, I need to talk. It’s urgent.” He had one of those clients. Reliable, successful, usually calm under pressure. But after 14 years of ...
17 July 2025
There was a time when finance brokers were united by a common goal: taking business from the banks. It felt like everyone was on the same team, carving out their share from a seemingly ...
7 July 2025
Even with interest rates tipped to keep dropping, the one thing that often hurts investors the most is a lack of serviceability.
4 July 2025
We hear it all the time… “I wish I’d started sooner.” “I should have bought back in the early 2000s.” “I’ve missed the boat, haven’t I?” If you’re in your 40s, 50s, or beyond, it’s easy to ...
3 July 2025
The clock has reset, ladies and gentlemen. The books have now closed on the financial year 2025 and I’m feeling an electric sense of possibility in the air.
1 July 2025
Once upon a time, trust was built face to face. Brokers met clients over coffee, shaking hands, and talking about their financial future. Today? Trust is built online.
16 June 2025
From fraud detection and credit scoring to personalised financial advice, AI is transforming the banking and services industry. Richard Valente, executive vice president CX strategy at TP in ...
11 June 2025
With interest rates now falling, your borrowing power is at last on the rise again. Yet there are plenty of ways to maximise your creditworthiness that are fully within your control.
9 June 2025
In Australia’s property market, investing feels like a sure thing. But finding the right property and approach is essential.
3 June 2025
There’s a common myth in property circles – and if you’ve ever spent time in a Facebook group or watched a finfluencer pitch a get-rich-quick scheme, you’ve definitely heard it: you need to ...
2 June 2025
Let me tell you about a deal that died at the finish line. (This is fictional but based on countless true stories.)
26 May 2025
This week saw another cash rate cut of 25 bps, which many lenders had already anticipated amid the heightened competitive landscape, leading them to start cutting interest rates last week in ...