Spotlight: How non-banks are stepping in as majors tighten the reins

Chadevski explains why non-banks aren’t constrained by strict debt-to-income caps or rigid serviceability rules, instead structuring deals around assets, timelines, and purpose.

The discussion also digs into what borrowers should look for in a non-bank lender, with Chadevski stressing the importance of transparency, track record, and clear communication to avoid operators who over-promise or charge upfront fees with no intention to fund.

For SMEs, developers, and investors, Chadevski highlights why being “finance ready”, with clean documentation, proactive planning, and early conversations, is key to unlocking opportunities.