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The Mega Loan Facility, launched this month, significantly expands Titan Capital’s lending capacity, allowing brokers to place deals between $7.5 million and $15 million, while maintaining the speed and flexibility typically associated with private credit solutions.
Designed to support larger and more complex transactions for business owners and property investors, the Mega Loan Facility provides funding solutions for borrowers seeking capital to fund large projects, refinance existing debt, or unlock equity to accelerate business growth.
The new offering includes two facility structures tailored to different borrower strategies.
The Short Term Mega Facility offers loans from $7.5 million to $15 million for up to 12 months, secured against residential property with loan-to-value ratios up to 60 per cent and interest rates starting from 7.75 per cent.
Meanwhile, the Long Term Mega Facility, also enabling funding of between $7.5 million and $15 million, extends loan terms up to 24 months, similarly offering loan-to-value ratios up to 60 per cent and interest rates starting from 7.85 per cent, giving brokers more flexibility when structuring larger transactions.
Both facilities are available for business purposes and secured against residential houses, town houses, units, or apartments located in metropolitan areas, broadening funding options for brokers working with higher-value deals.
A spokesperson for Titan Capital said the launch reflected the evolving needs of brokers and the increasing scale of transactions being seen across the commercial finance market.
“We’re seeing brokers bring forward increasingly sophisticated scenarios where borrowers require larger facilities but still need the speed and flexibility that private credit can provide,” the spokesperson said.
“The Mega Loan Facility was created to bridge that gap. By extending our lending capacity up to $15 million, we’re giving brokers greater confidence to structure bigger deals while still benefiting from Titan Capital’s streamlined approval and settlement processes.”
Titan Capital said the product forms part of its broader strategy to equip brokers with scalable funding solutions as demand for private credit continues to grow across Australia’s commercial lending sector.
The Mega Loan Facility sits alongside Titan Capital’s existing short-, mid-, and long-term lending products, which are designed to support different borrower strategies and timelines.
“With institutional funding behind us and a broker-first approach to lending, our focus remains on helping brokers close deals faster and deliver better outcomes for their clients,” the spokesperson added.
[Related: ScotPac secures new facility to strengthen funding capacity]