borrower

At its press conference following the cash rate call, the RBA has said households are in a good position and financial stability is looking positive.

There’s no discernible trend in loan defaults and arrears now, but it is coming, APRA has highlighted.

A broking industry body has urged the NSW government to change payroll tax legislation as its effects could be far-reaching.

The lending landscape has undergone a massive shift over the last decade. With borrower needs vastly varied, lenders need to be too. There has been a significant rise in self-employment, ...

RBA governor Philip Lowe noted that while the peak of the fixed-rate cliff had surpassed, one million borrowers are yet to transition.

If variable-rate borrowers do not adjust their spending habits, 15 per cent of them will be in ‘negative cash flow’ by the end of the year, according to the central bank.

New research commissioned by an industry association has reportedly found that hundreds of thousands of Australians could access affordable home loans with a lowered serviceability buffer.

The bank has reported a 5.2 per cent increase in home lending for its 2023 financial half-year results.

Eight in 10 borrowers have savings buffers and nearly two-thirds can meet a 0.5 per cent rise or more, according to a new borrower survey.

New research from Great Southern Bank has revealed a majority of borrowers would rather borrow from lenders with a commitment to ethical behaviour.

Borrowers at the big four banks will see variable rates rise by 25 basis points, as the majors pass on the RBA’s full rate hike.

Approximately 30 per cent of variable-rate mortgage holders have successfully negotiated a lower rate with their lender since the Reserve Bank started lifting rates in May 2022.

The majority of ANZ borrowers will be able to manage a rising interest rate environment, the chief executive of the major bank has said while announcing the group’s half-year results.

Competition between banks, looser lending rules for self-employed Australians, the First Home Buyer Guarantee, and a surge in SMSF property investing are fuelling a new wave of buyer FOMO ...

Bluestone has operated effectively servicing customers with unique financial situations—whether they have an imperfect credit history, are self-employed, have a complex income structure that ...