Green explains how Clinch – part of the AltX Financial Group – helps borrowers who hold significant property assets, but lack steady income for traditional lending. With Australia’s ageing population and 25 per cent of people projected to be retired by 2030, demand for flexible, short-term, asset-backed finance is booming.
The discussion highlights Clinch’s tech-enabled, high-touch approach – including conditional approvals in hours and full settlements in under a week – and its focus on responsible lending, ethical safeguards, and exit strategies.
The expert shares insights from the UK – where non-bank lenders successfully provide short-term, equity-based finance – and how Clinch leverages AltX’s credit fund and broker partnerships to deliver competitive rates and smooth service.