borrowing capacity

As property investors navigate the second half of 2026, many have become more cautious about the market, with declining borrowing capacity shifting sentiment.

Housing affordability has fallen to new lows in the 2026 financial year, with the national median-income household only able to afford 12 per cent of homes sold during the year.

Mortgage and finance brokers have warned that the newly announced CGT and negative gearing changes are tightening the screws on borrowing capacity.

Dreams of owning a property may have been dashed due to high rates and serviceability buffers squeezing borrowing power, a Domain report says.

A growing number of divorces have led to fresh challenges for brokers around refinancing and post-break-up borrowing capacity.

Lenders are adjusting policy settings in ways that could quietly increase borrowing capacity for some borrowers, as they look to remain competitive amid changing regulatory settings.

With the stage 3 tax cuts soon to come into effect, Aussie Home Loans has revealed new research analysing its potential effect on borrowing capacity.

People can’t pay the same prices for properties now as borrowing capacities become a bigger problem, a PropTrack executive has explained.

Self-managed superannuation fund (SMSF) lending is a great way for borrowers to leverage their super to get a loan that may otherwise be unaffordable. It’s important for brokers to be aware ...