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Borrowers access over 20% more borrowing power from HECS debt servicing changes
30 May 2025

The recent changes to CBA’s HECS-HELP debt serviceability are for a niche type of borrower. However, the benefits have proven substantial.

Borrowing ‘extra’ not housing-related, researcher says
11 November 2022
Borrowing ‘extra’ not housing-related, researcher says

Some Australians borrow more to “keep up with the Joneses” but not for houses, latest data has revealed.

Buffers and rates shrank borrowing capacity ‘significantly’: Domain
23 June 2023

Dreams of owning a property may have been dashed due to high rates and serviceability buffers squeezing borrowing power, a Domain report says.

Businesses cautious in borrowing amid insolvency risk increases
12 March 2025

Business owners are becoming more conservative with borrowing after recent data highlighted challenges are persistent.

How investors can increase their borrowing power
11 June 2025

With interest rates now falling, your borrowing power is at last on the rise again. Yet there are plenty of ways to maximise your creditworthiness that are fully within your control.

How will stage 3 tax cuts increase borrowing capacity?
20 June 2024

With the stage 3 tax cuts soon to come into effect, Aussie Home Loans has revealed new research analysing its potential effect on borrowing capacity.

Lower borrowing capacities the biggest challenge: PropTrack
9 December 2022
Lower borrowing capacities the biggest challenge: PropTrack

People can’t pay the same prices for properties now as borrowing capacities become a bigger problem, a PropTrack executive has explained.