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The ASX-listed bank said its unaudited closing balance for gross loans and advances (GLAs) stood at approximately $13.4 billion, as of 31 December 2025.
This represents an increase from $12.5 billion reported at the end of financial year (30 June 2025 (FY25)).
Now halfway through FY26, chief executive officer Chris Bayliss said the result was in line with expectations and reflected continued momentum across the business, supporting confidence in Judo’s full-year growth and profit targets.
“Our relationship-led value proposition continues to resonate with SME customers, and we are seeing good momentum across our business,” Bayliss said.
“While our monthly growth can vary, we continue to manage our overall pace of lending growth while also achieving sustainable economics. We remain on track to achieve our existing FY26 GLA guidance of $14.2 billion to $14.7 billion.”
At the end of the last financial year, Judo said it was targeting FY26 profit before tax of $180–$190 million, representing growth of around 50 per cent from $125.6 million in FY25.
Bayliss said the bank expected to demonstrate significant operating leverage in FY26 and remained on track to achieve its existing profit guidance.
During FY25, Judo continued to expand its presence in regional and rural Australia, with 165 relationship bankers operating across 31 locations.
The lender has also outlined plans to roll out new digital products and deposit offerings over the coming months, with a focus on leveraging its new IT platform, expanding its lending book, and maintaining credit standards to support growth.
Judo will report its 1H26 results on 17 February 2026.
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